Critical Illness Insurance
Employee Critical Illness Plus – Critical Illness/Specified Disease Insurance
Protecting family can mean a lot of things, and to have financial resources can be meaningful during those times. Boston Mutual Life Insurance’s Critical Illness coverage pays a lump sum cash benefit directly to the employee upon the diagnosis of a covered condition on the plan. This coverage is made available to eligible employees and union members on a voluntary basis. The premium is typically deducted from the employee's paycheck.
* In California or Massachusetts, you must have a health benefit plan in order to purchase this insurance.
Critical Illness/Specified Disease insurance policies are underwritten by Boston Mutual Life Insurance Company (Canton, MA) in all states, except New York, under Policy Form Series WS-CI 4/12, subject to state availability. Product offerings may vary depending on state laws and regulations. ECIP is a limited benefit policy. It does NOT provide basic hospital, basic medical, or major medical insurance. This information is not intended to be a complete description of the insurance coverage available. Policies have exclusions and limitations which may affect any benefits payable. Benefits payable are subject to all terms and conditions of the Policy. For complete details of coverage and availability, please refer to the policy form or contact your Boston Mutual Life Insurance representative.
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If you would like to learn more about these products or find out about the Boston Mutual Life Insurance benefits available to you through your workplace, contact your benefits coordinator or your company’s HR department.