Individual Accident Insurance


Accident Insurance for Individuals & Families

Protecting those you go home to. Providing peace of mind for you and your family.


Boston Mutual’s accident insurance is built to help protect you and your family from the unexpected.

When a covered accident occurs, such as a broken bone or concussion, health insurance plans often cover most major expenses, but you could still be left with out-of-pocket costs, such as co-payments, deductibles, transportation and lodging.

Boston Mutual’s accident policy includes an accidental death & dismemberment benefit.


  • Ambulance rides
  • Emergency room visits
  • Concussions
  • Fractures/Dislocations
  • Physical therapy
  • Emergency dental work . . .and much more!



  • Boston Mutual can help with catastrophic injuries by providing a benefit for the life altering-loss that can result from a covered accident.



  • To be eligible you must be 18-70 years old and working a minimum of 20 hours a week.
  • Children under the age of 26 are eligible regardless of marital or dependency status.



  • The cost of this product is less than $.75 per day for an employee and less than $2.00 a day for a family plan.
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Employee Accident Option Plus policies are underwritten by Boston Mutual Life Insurance Company (Canton, MA) in all states, except New York, under Policy Form Series WS -ACC 8/08, subject to state availability. This is a limited benefit policy and it does NOT provide basic hospital, basic medical, or major medical insurance. This information is not intended to be a complete description of the insurance coverage available. Product offerings may vary depending on state laws and regulations. Policies have exclusions and limitations which may affect any benefits payable. Benefits payable are subject to all terms and conditions of the Policy. For complete details of coverage and availability, please refer to the policy form or contact your Boston Mutual Life Insurance representative.

Get Started with Accident Insurance Today!

Learn more about accident coverage or speak to a representative to find out how you can get started today.

Get more information on benefits available through your workplace here.

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