Life Insurance Enrollment Options

Why would I sign up for life insurance?

How can it protect me and my family?

What does Boston Mutual offer in their plans?

These are some of the questions that may cross your mind when deciding to enroll in an insurance plan with Boston Mutual.

Don’t worry – we have more details here on our various options. (If you are enrolling at work, your benefits coordinator can also provide additional information.) Keep reading to learn more!

Why Life Insurance?

• Now more than ever, Americans need access to financial security.
• Life insurance provides protection against economic loss caused by the death of the person insured.
• The benefit can help replace lost income, help pay for funeral costs, debts, and even medical expenses that are not covered by health insurance.
• Wherever you may be on your career path, whether you are married or have children or not, life insurance should be a key part of your financial plan.

Did You Know?

Just 52% of consumers own life insurance (e.g., individual, employer-sponsored, etc.), which is down from 63% in 2011.
— 2021 Insurance Barometer Study, LIMRA and Life Happens

42% of Americans say their household would face financial hardship within 6 months should a wage earner die unexpectedly — 25% would struggle financially within 1 month.
—2021 Insurance Barometer Study, LIMRA and Life Happens

69% of consumers with life insurance say they are less stressed knowing their loved ones are financially protected with life insurance.
— 2019 Insure Your Love Consumer Survey, Life Happens

Why Boston Mutual Life Insurance?

• With 130 years of providing insurance solutions and half a century of offering workplace benefits, Boston Mutual Life is dedicated to the financial peace of mind for working Americans and their families.
• Our products and services are designed around your needs.
• Our financial strength positions us well operationally, financially, and strategically.
• We are committed to acting in the best interests of all of our stakeholders – our policyholders, producers, employees, and the communities in which we live and work.

Whole Life Insurance Coverage
Affordable, flexible, portable permanent life insurance

• Affordable, flexible protection – you choose the amount of insurance or the amount of premium that best suits your needs and budget
• Family coverage options – available for you, your spouse, children, and grandchildren
• Guaranteed premiums, coverage amounts, and minimum cash values
• Portable – if you change jobs, you can take your plan with you at the same rate
  Policy Series ICC18 END-95 (ESO)(6/18)

Group Accident Insurance Coverage
Accident insurance can pay you cash benefits when the unforeseen happens

• Cash benefits are paid directly to you
• Guarantee issue with no medical questions
• Portable – if you change jobs, you can take your plan with you at the same rate
• You can cover your spouse and children (under age 26)
  Policy Series WPS-ACC 07/15

Critical Illness Insurance Coverage
Comprehensive solution should a major medical diagnosis occur

• Covers a range of medical diagnoses such as heart attacks, cancer, and stroke as well as many other health conditions
• Flexible benefits – you select the amount of insurance you need and can afford
• Plans do not get more expensive as you get older
• Family coverage options are available for your spouse and children
  Policy Series WS-CI 4/12

Disability Insurance Coverage
Income protection plan for a disabling injury or illness

• Affordable, flexible protection – you choose the amount of insurance or the amount of premium that best suits your needs and budget
• Guaranteed premiums and benefits for the entire life of the policy
• Plans do not get more expensive as you get older
• Constant coverage worldwide – you’re covered 24/7, no matter where you are
  Policy Series BML WS-DI 6/11

Learn More About Our Insurance Solutions Today!

Follow and connect with us on social media to stay updated on company news and more!