Our Products > Individuals
Boston Mutual offers a portfolio that will give you the advantage in our niche markets.
Servicing our agents and policy holders with old-fashioned person to person contact has contributed to our strong success.
Product Highlights
Ordinary Life Insurance (Policy Series OL-04 & OL-06)
- Premiums are level
-
5 sex-distinct risk classes are available
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- Guaranteed Cash Values
- Issue Ages 0 - 80
- Annual dividends
Disability Income Insurance (Policy Series D.I.-A&S-6/93 & D.I.-ACC 6/93)
- Accident & Sickness and Accident Only
- Noncancellable and Guaranteed Renewable to age 65
- 2 sex-distinct risk classes are available
- Unisex (preferred & standard)
- Elimination periods - 30, 60, 90 and 180 days
- Benefit period - 15 or 30 months
- Issue Ages - 20 to 60
Simplified Disability Income Insurance (Exclusive to Federal & Postal Markets) (Policy Series DI-TP (7/05))
- Acc-ident & Sickness
- Benefits for Recurring Disabilities
- Wide Range of Benefit & Elimination Periods
- Renewable at age 65
Legacy Life Select Insurance(State, Federal & Postal Employees) (Policy Series E-98)
- Endowment at age 98
- Issue Ages 0-80
- Premiums are level
- Competitive Rates
- Simplified Application, Underwriting & Issue
- No illustration needed
Legacy Whole Life Insurance (Policy Series E121 3/08)
- Competitive Rates
- Premium are level
- Guaranteed Cash Values
- 5 sex-distinct risk classes are available
- Issue Ages 0-85
- Low Minimum Issue Amounts - $2,500
(Minimum issue amount in Washington State is $25,000) - Non-participating Whole Life Product
Riders/Supplemental Benefits
Extra Protection Term Insurance Riders 15, 20 & 30* (Rider Series TIPR-3 4/06)
- Level Term benefit
- Available on the life of the Primary Insured
- Three (3) levels & Second Insured
- 15, 20 and 30 year periods
- Guaranteed Premiums for the first 5 years
Children's Insurance Agreement* (Policy Series CTR-1 (6/84))
Conversion without evidence of insurability - Issue Ages 15 days to 25 years
Supplemental Insurance Benefits
- Accidental Death Benefit* (Rider Series ADR-1)
- Guaranteed Insurability Rider* (Rider Series AIR-2)
- Waiver of Premium Benefit* (Rider Series WPR-1)
- Spouse Insurance Rider* (Rider Series S.I.R. (MIL) 10/84)
- Payor Waiver of Premium Benefit* (Rider Series WPR-J Rev 5/82)
- Transfer Option Rider (Rider Series TP-OP (85))
- Purchaser Insurance Rider* (Rider Series P.I.R. (MIL) 10/84)
- Accelerated Benefit Option Rider (Rider Series ABOR-10/93)
* Additional Premium Required
State variations may apply to benefits and features available for these insurance products.
Some of these products may not be available in all states.

