120 Royall Street - Canton, MA 02021 Phone: (800) 669-2668 Fax: (781) 770-0490

Our Products > Individuals

Insurance Products for IndividualsBoston Mutual offers a portfolio that will give you the advantage in our niche markets.

Servicing our agents and policy holders with old-fashioned person to person contact has contributed to our strong success.

Product Highlights

Ordinary Life Insurance (Policy Series OL-04 & OL-06)

  • Premiums are level
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    5 sex-distinct risk classes are available
  • Guaranteed Cash Values
  • Issue Ages 0 - 80
  • Annual dividends

Disability Income Insurance (Policy Series D.I.-A&S-6/93 & D.I.-ACC 6/93)

  • Accident & Sickness and Accident Only
  • Noncancellable and Guaranteed Renewable to age 65
  • 2 sex-distinct risk classes are available
    • Unisex (preferred & standard)
  • Elimination periods - 30, 60, 90 and 180 days
  • Benefit period - 15 or 30 months
  • Issue Ages - 20 to 60

Simplified Disability Income Insurance (Exclusive to Federal & Postal Markets) (Policy Series DI-TP (7/05))

  • Acc-ident & Sickness
  • Benefits for Recurring Disabilities
  • Wide Range of Benefit & Elimination Periods
  • Renewable at age 65

Legacy Life Select Insurance(State, Federal & Postal Employees) (Policy Series E-98)

  • Endowment at age 98
  • Issue Ages 0-80
  • Premiums are level
  • Competitive Rates
  • Simplified Application, Underwriting & Issue
  • No illustration needed

Legacy Whole Life Insurance (Policy Series E121 3/08)

  • Competitive Rates
  • Premium are level
  • Guaranteed Cash Values
  • 5 sex-distinct risk classes are available
  • Issue Ages 0-85
  • Low Minimum Issue Amounts - $2,500
    (Minimum issue amount in Washington State is $25,000)
  • Non-participating Whole Life Product

Riders/Supplemental Benefits

Extra Protection Term Insurance Riders 15, 20 & 30* (Rider Series TIPR-3 4/06)

  • Level Term benefit
  • Available on the life of the Primary Insured
  • Three (3) levels & Second Insured
    • 15, 20 and 30 year periods
  • Guaranteed Premiums for the first 5 years

Children's Insurance Agreement* (Policy Series CTR-1 (6/84))

Conversion without evidence of insurability - Issue Ages 15 days to 25 years

Supplemental Insurance Benefits

  • Accidental Death Benefit* (Rider Series ADR-1)
  • Guaranteed Insurability Rider* (Rider Series AIR-2)
  • Waiver of Premium Benefit* (Rider Series WPR-1)
  • Spouse Insurance Rider* (Rider Series S.I.R. (MIL) 10/84)
  • Payor Waiver of Premium Benefit* (Rider Series WPR-J Rev 5/82)
  • Transfer Option Rider (Rider Series TP-OP (85))
  • Purchaser Insurance Rider* (Rider Series P.I.R. (MIL) 10/84)
  • Accelerated Benefit Option Rider (Rider Series ABOR-10/93)

* Additional Premium Required

State variations may apply to benefits and features available for these insurance products.
Some of these products may not be available in all states.